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Loan Rates | Deposit Rates
Term Share Accounts - Under $10,000.00 (Effective 11-13-2008)
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| Minimum Balance |
Term |
Yield (A.P.Y.) |
Rate (A.P.R.) |
| $500.00 |
3 Months |
1.80% |
1.79% |
| $500.00 |
6 Months |
1.85% |
1.84% |
| $1,000.00 |
12 Months |
2.45% |
2.42% |
| $1,000.00 |
24 Months |
2.65% |
2.62% |
| $1,000.00 |
36 Months |
2.85% |
2.83% |
| $1,000.00 |
48 Months |
2.95% |
2.92% |
Term Share Accounts - $10,000.00 and Over
|
| Minimum Balance |
Term |
Yield (A.P.Y.) |
Rate (A.P.R.) |
| $10,000.00 |
3 Months |
1.80% |
1.79% |
| $10,000.00 |
6 Months |
2.00% |
1.99% |
| $10,000.00 |
12 Months |
2.75% |
2.72% |
| $10,000.00 |
24 Months |
2.80% |
2.77% |
| $10,000.00 |
36 Months |
3.50% |
3.45% |
| $10,000.00 |
48 Months |
3.75% |
3.70% |
| Dividends on Term Share Certificates are computed on the actual amount in the account and are compounded quarterly. |
| Dividends can be withdrawn at any time without penalty. |
| If certificate funds, other than dividends, are withdrawn prior to maturity, a substantial penalty is imposed. |
| If the maturity of the certificate is one year or less, the penalty is equal to 90 days dividends. |
| If the maturity of the certificate is more than one year, the penalty is equal to 180 days dividends. |
IRA Shares
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| Yield (A.P.Y.) |
Rate (A.P.R.) |
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| 3.55% |
3.50% |
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Share Accounts
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| Quarter |
Yield (A.P.Y.) |
Rate (A.P.R.) |
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| 1st |
.75% |
.75% |
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| 2nd |
.75% |
.75% |
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| 3rd |
.75% |
.75% |
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| 4th |
.75% |
.75% |
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Money Market Share Accounts
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| Balance |
Yield (A.P.Y.) |
Rate (A.P.R.) |
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| Under $1,500.00 |
0.00% |
0.00% |
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| $1,500.00 - $4,999.99 |
.85% |
.85% |
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| $5,000.00 - $14,999.99 |
1.00% |
.99% |
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| $15,000.00 - $49,999.99 |
1.35% |
1.34% |
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| $50,000.00 and Over |
1.75% |
1.74% |
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Money Market Share Draft Accounts
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| Balance |
Yield (A.P.Y.) |
Rate (A.P.R.) |
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| Under $1,500.00 |
0.00% |
0.00% |
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| $1,500.00 - $4,999.99 |
.55% |
.55% |
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| $5,000.00 - $14,999.99 |
.75% |
.75% |
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| $15,000.00 - $49,999.99 |
1.00% |
.99% |
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| $50,000.00 and Over |
1.25% |
1.24% |
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| Dividends on Money Market Shares and Share Drafts are computed on the average daily balance in the account and are compounded monthly. |
| The minimum balance is $1,500.00. The lowest balance in your money market account for the month |
| will determine the dividend tier that your account falls in and the dividend rate your account will earn. |
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Rates are Subject to change without
notice.
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