What's New
INVEST IN AMERICA
There’s never been a better time for credit union members to Invest in America. That’s why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.
All eligible current and new credit union members in participating states have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.
The deal gets even better when you finance your vehicle at with us. Thanks to our lower interest rates, your savings will really add up.
Click on the banner to learn more!
DONATIONS TO SALVATION ARMY FOOD BANK
GraCo FCU is collecting donations of non-perishable foods, soaps, shampoo, deodorant, detergent, paper products, etc. for the Salvation Army Food Bank. These donations will be utilized throughout Gratiot County.
Please drop your donation off at GraCo's donation Station by June 30th. Receive a GraCo FCU car care kit with your $15.00 cash donation (while supplies last).
THANKS FOR YOUR HELP!
Thanks to all of the GraCo FCU members who stepped up to help at the Ticket Booths and Gates at this year's Alma Highland Festival! Your help was greatly appreciated and helped make ticket sales run smoothly. We'll be looking for your help again next year!
SHOW YOUR CARD AND SAVE!
GraCo FCU has joined AAA's Show Your Card and Save program!
As a member of GraCo FCU and AAA, you can receive .25% off the rate on any new or used auto loan and/or add .25% to the rates on any new CD.
It's a great new benefit to our members! Give us a call for current rates - 989-463-1247 or toll free at 866-463-1247.
(unexpired AAA membership card must be presented to qualify for special rates)
ONLINE LOAN APPROVALS 24 HOURS / DAY!
With GraCo FCU's new Decision Now loan processor, you can now get instant 24 hour loan approval!
To apply for your loan, choose the HOME BANKING button on the left. Go to APPLICATIONS. Choose the appropriate information and fill in the blanks.
When you submit the request, you will receive an approval or a pending response. The pending response does not mean that your request is denied, it just means that we need more info from you.
An approval will require you to set a time with the credit union to disburse the loan and receive the funds. You can contact us at 989-463-1247 or we'll contact you at the number you list on your application.
Just one more reason to think GraCo Federal first for all of your financing needs!