What's New  

ANNUAL MEETING AND ELECTION OF OFFICERS
GraCo FCU's Annual Meeting and Election of Officers will be on Monday, April 26, 2010, at the Alma College Heather Room. Dinner will be at 6:30. The business meeting will begin at 7:30. Dinner tickets MUST BE PURCHASED IN ADVANCE at the credit union for $5.00 each. There is no cost to attend the meeting only.

If you are interested in running for a position on the BOARD OF DIRECTORS, please contact Stacy for information. We have four positions up for election.

NEW LOAN PROCESSING FEES EFFECTIVE JANUARY 1
Effective January 1, 2010, a loan processing fee will be charged on each loan request. The fee for loan and Visa credit card applications is $15.00. For home equities and home equity line of credits, the fee is $65.00.

This fee must be paid at the time the application is returned to the credit union for review and will not be refunded if the loan is denied.

Loan processing fees will be waived if the PRIMARY LOAN APPLICANT has been a member of GraCo FCU for 25 consecutive years or more.

DONATION TO THE COMMISSION ON AGING
Thank you to all of the members who paid a $25.00 fee to skip their December loan payments! We were able to collect $3,600.00 to donate to the Gratiot County Commission on Aging to help our area seniors. Most of this money will be used toward their meals on wheels program.

SHOW YOUR CARD AND SAVE!
GraCo FCU has joined AAA's Show Your Card and Save program!

As a member of GraCo FCU and AAA, you can receive .25% off the rate on any new or used auto loan and/or add .25% to the rates on any new CD.

It's a great new benefit to our members! Give us a call for current rates - 989-463-1247 or toll free at 866-463-1247.

(unexpired AAA membership card must be presented to qualify for special rates)

ONLINE LOAN APPROVALS 24 HOURS / DAY!
With GraCo FCU's Decision Now loan processor, you can now get instant 24 hour loan approval!

To apply for your loan, choose the HOME BANKING button on the left. Go to APPLICATIONS. Choose the appropriate information and fill in the blanks.

When you submit the request, you will receive an approval or a pending response. The pending response does not mean that your request is denied, it just means that we need more info from you.

An approval will require you to set a time with the credit union to disburse the loan and receive the funds. You can contact us at 989-463-1247 or we'll contact you at the number you list on your application.

Just one more reason to think GraCo Federal first for all of your financing needs!