What's New  

CLOSED FOR MEMORIAL WEEKEND
GraCo FCU will be CLOSED on Saturday, May 25th for the Highland Festival and Monday, May 27th for Memorial Day. Have a safe and enjoyable holiday!

$5,000 UNSECURED AS LOW AS 3.50% APR !
GraCo FCU's Spring Fling loan has sprung! Borrow up to $5,000 as an unsecured loan for a 36 month payoff at rates starting at 3.50% APR.

Stop by or give us a call at 989-463-1247 for details. Restrictions apply. All applications are subject to approval. Rate may be higher depending on credit score.

JOIN THE CREDIT UNION AUTO CLUB!
GraCo FCU is excited to partner with other credit unions nationwide to offer a new 24/7/365 roadside assistance program... the Credit Union Auto Club! Click the "Worry Free Driving" link at the top to learn more about the benefits.

SURCHARGE FREE ATM ACCESS AT CO-OP NETWORK ATMs
Effective April 1, 2013, GraCo FCU is a member of the Co-Op ATM Network giving you surcharge free ATM access to your funds on any Co-Op ATM nationwide! With the addition of the Co-Op Network, surcharge free access at Allpoint Terminals is eliminated.

ONLINE LOAN APPROVALS 24 HOURS / DAY!
With GraCo FCU's Decision Now loan processor, you can now get instant 24 hour loan approval!

To apply for your loan, choose the GRACO ONLINE button on the left. Go to APPLICATIONS. Choose the appropriate application and fill in the blanks.

When you submit the request, you will receive an approval or a pending response. The pending response does not mean that your request is denied, it just means that we need more info from you.

An approval will require you to set a time with the credit union to disburse the loan and receive the funds. You can contact us at 989-463-1247 or we'll contact you at the number you list on your application.

Just one more reason to think GraCo Federal first for all of your financing needs!

(We will need to have verification of your income and a $20.00 loan processing fee is required.)