What's New
ALMA P.A.L. FUNDRAISER
Join us on Saturday, June 28th from 9:00 AM - 2:00 PM for a fundraiser for the Alma Police Athletic League!
There will be craft booths for the adults and games for the kids! We'll also have HOT DOGS and beverages, a BAKE SALE, and PICTURES on the Alma Police motorcycle. All proceeds from the food, games, bake sale, and pictures will be donated to Alma PAL.
If you'd like a craft booth at the event, call Stacy today - 463-1247. There is a $15.00 booth fee that will be donated to Alma PAL. We also welcome booths with used treasures.
Please also sign up at the credit union if you'd like to donate an item we can sell for the bake sale.
Don't miss the fun! Mark the date on your calendar!
NEW LOAN RATES!
There's no better time than now to get a loan from GraCo Federal Credit Union!
Click the RATES tab to the left to view our current LOW RATES for new and used autos, recreational vehicles, signature loans, home equities, and more!!
With these low rates, it's time to pay off the loan you've got somewhere else and refinance it at GraCo FCU.
Don't wait... apply today at the credit union or choose the HOME BANKING tab to the left to get to our online loan applications.
Think GraCo Federal CU FIRST for all of your financing needs.
UPDATE YOUR HFS SECURITY FEATURES
Effective April 11, 2008, all members using Home Financial Services are required to update their log on sequence to add security features.
If you haven't done it yet, you must do it now. Choose the HOME BANKING tab at the left and ACCOUNTS as usual. Enter your ACCOUNT ID as always and choose PASSWORD PAGE. After you type in your password, click the button to the left of ENROLL NOW then choose LOGIN.
It will take approximately 10 minutes to complete the enhanced security login. Please follow the instructions on each page to pick a security image, select a personal phrase, and choose challenge questions. If additional people on your account use HFS, make sure they also know the options you have chosen.
Once you've updated your security login, your login process will be as quick as it was before. Thanks for taking the time!
SHOW YOUR CARD AND SAVE!
GraCo FCU has joined AAA's Show Your Card and Save program!
As a member of GraCo FCU and AAA, you can receive .25% off the rate on any new or used auto loan and/or add .25% to the rates on any new CD.
It's a great new benefit to our members! Give us a call for current rates - 989-463-1247 or toll free at 866-463-1247.
(unexpired AAA membership card must be presented to qualify for special rates)
ONLINE LOAN APPROVALS 24 HOURS / DAY!
With GraCo FCU's new Decision Now loan processor, you can now get instant 24 hour loan approval!
To apply for your loan, choose the HOME BANKING button on the left. Go to APPLICATIONS. Choose the appropriate information and fill in the blanks.
When you submit the request, you will receive an approval or a pending response. The pending response does not mean that your request is denied, it just means that we need more info from you.
An approval will require you to set a time with the credit union to disburse the loan and receive the funds. You can contact us at 989-463-1247 or we'll contact you at the number you list on your application.
Just one more reason to think GraCo Federal first for all of your financing needs!
